Cayo Costa Florida Homes for Sale

3 Beds ⋅ 3 Baths ⋅ 2026043006 MLS

Paradise found on Cayo Costa Island. This fully furnished, solar-powered beachfront retreat offers breathtaking 360° water views of Pine Island Sound, Redfish Pass, and the Gulf of America. Accessible only by boat or water taxi, this extraordinary property delivers the kind of privacy, natural beauty, and true island lifestyle that is increasingly difficult to find in Southwest Florida. Seller Financing Available. Inside, rich wood flooring, tile accents, and abundant natural light create a warm coastal atmosphere. The sun-filled kitchen is highlighted by a distinctive cupola, while the upper level features three bedrooms with panoramic water views and two full baths. The primary suite also includes its own private outdoor shower, allowing you to enjoy the island setting in complete privacy. Downstairs, a separate guest suite, additional full bath, and second outdoor shower provide excellent accommodations for family and guests. Boaters will appreciate the private dock and 12,000-lb boat lift, designed to accommodate two boats up to approximately 27 feet in length and 10 feet in beam. The home is powered by an upgraded solar system with lithium battery storage and a backup generator, providing modern comfort with remarkable self-sufficiency. Propane serves the cooking and hot-water systems, making this property exceptionally well suited for off-grid island living. With no HOA and no lease restrictions, the possibilities are outstanding. Enjoy it as a private beachfront escape, seasonal residence, or vacation rental opportunity. Seller financing is available for qualified buyers, creating an additional path to ownership of this truly unique island retreat. Rarely does a property combine beachfront living, boating access, privacy, sustainability, panoramic views, and investment flexibility in one setting. This is more than a home—it is an opportunity to own a one-of-a-kind piece of Cayo Costa and experience Southwest Florida island living at its finest.

11240 Pejuan Shores, Cayo Costa

Courtesy of Anchorpoint Real Estate, LLC

$3,250,000

4 Beds ⋅ 3 Baths ⋅ 2026031845 MLS

It Begins With a Boat Ride… and Ends Somewhere You Never Want to Leave! You idle through calm blue water, leaving the mainland behind. The noise fades. The pace slows. Palms appear. Sand glows white. And suddenly, you arrive, not at a house, but at a feeling. Hidden inside Cayo Costa State Park, within 2,500 acres of protected wilderness, this 1.8-acre off-grid waterfront estate feels like something discovered, not built. Surrounded by the Gulf of Mexico on one side and tranquil back-bay waters on the other, it’s as if you’ve washed ashore on your own private island, only this one was designed with intention, craftsmanship, and extraordinary care. Your boat rests safely in a sheltered bay at a private dock with lift. Step ashore and follow meandering wooden boardwalks through lush tropical surroundings. Each turn reveals something new, an open-air pavilion, a gazebo, firelight flickering, an outdoor kitchen waiting for long dinners and longer conversations. It feels West Indies–inspired, resort-like, and impossibly private. Inside, the story continues. Tropical woods, custom millwork, and warm textures wrap the home in character and soul. The great room opens effortlessly to the outdoors, anchored by a beautiful kitchen with custom mahogany cabinetry, live-edge granite, and high-end appliances. Morning coffee becomes a ritual as sunlight dances across palms and water. Time stretches. Nothing is rushed here. The primary suite is its own quiet chapter, private, serene, connected to nature, where indoor and outdoor living blur into one. Guest spaces are inviting and comfortable, perfect for family, friends, or those lucky enough to be invited to stay awhile. Though the setting feels delightfully marooned, modern life never intrudes. A brand-new, state-of-the-art solar, lithium battery, and generator system powers the home seamlessly, delivering full comfort with true off-grid independence. Days are filled with simple adventures, kayaking quiet waters, biking sandy trails, exploring miles of untouched beach, or hopping on the boat for lunch at nearby island favorites, before returning home, where the world once again slips away. This is not a place you stumble upon twice. It cannot be recreated. It cannot be replaced. It’s the kind of place people talk about long after they’ve left and the kind of place owners never truly want to.

1000 Cayo Costa, Cayo Costa

Courtesy of Royal Shell Real Estate, Inc.

$95,000

2026029031 MLS

Nestled within the breathtaking Cayo Costa State Park, this rare privately owned parcel offers the ultimate island retreat. Cayo Costa is an exclusive and secluded barrier island, accessible only by boat, featuring nine miles of untouched beaches, scenic walking and biking trails, and an abundance of native wildlife. This exceptional lot presents the perfect opportunity to build a sustainable, off-the-grid island home elevated on stilts, potentially providing stunning Gulf of Mexico and Bay views. With limited privately owned properties remaining, this is a unique chance to claim your piece of paradise. Enjoy unparalleled privacy, panoramic natural beauty, and the serenity of one of Florida’s most unspoiled coastal destinations. Don’t miss out on this extraordinary investment in Island tranquility!

Redfish Drive, Cayo Costa

Courtesy of West Coast Realty Inc

$199,000

2026029027 MLS

Dolphin Drive, Cayo Costa

Courtesy of West Coast Realty Inc

$60,000

224079589 MLS

Cayo Costa Island building lot just a quick ride to miles of pristine, virtually uninhabited beaches. The island is home to a wide variety of wildlife and is primarily owned by the state of Florida. Building lots that are still privately owned are scarce. This property is the perfect place to build a sustainable off-the-grid island home. Gulf & Bay views are possible from higher levels or lookout, plus panoramic views of the natural beauty of Cayo Costa Island. This neighborhood typically requires no easements to be purchased from the state, making it one of the best subdivisions to build on Cayo Costa. Share in hard to find BOAT DOCKAGE available for an additional $35K in a separate transaction directly from Seller. The shared dockage makes this lot an unbeatable combination on Cayo Costa.

14836 Palm Drive, Cayo Costa

Courtesy of Resort Properties Internationa

Selling Office: .

$210,000

224092143 MLS

Amazing views of the sunrise over Pine Island Sound and access to miles of pristine beach at Cayo Costa State Park. Property was previously used as a camp with direct access to the Gulf. Being sold as a lot with a previously permitted dock and non-permitted primitive structures. Lot is approximately 80'x125' with State Park land on one side. Mangrove shoreline on the west side of the property. Being sold AS-IS. Accessible by boat only and may be shown only with written permission from the list agent.

11280 Pejuan, Cayo Costa

Courtesy of John R. Wood Properties

Selling Office: .

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Cayo Costa Florida Homes for Sale

Are you looking to buy or sell a home in Cayo Costa Florida? Call or Text (239) 880-8850 to schedule a showing on any Cayo Costa, FL home for sale or to sell your Cayo Costa Florida home! As Realtors specializing in the Cayo Costa area, we can take care of all of your Cayo Costa FL real estate needs including buying pre-existing homes, new construction homes, condominiums, land, commercial and multi-family homes in Cayo Costa Florida. We can also help you find distressed properties in Cayo Costa including HUD Homes, Short Sales and REO Bank Foreclosures. If you need help financing a home in Cayo Costa, we have access to some of the best lenders that service the Cayo Costa Florida area, including lenders that offer credit repair to buy a home and work with home builders in and near the Cayo Costa area to help you build your home while building up your credit. If you are going to buy or sell a home in Cayo Costa Florida, then be sure to Call or Text (239) 880-8850 Today! We are a real estate team specializing in the Cayo Costa, FL area! Displayed are homes for sale in Cayo Costa, FL, a city located in Florida. These Cayo Costa Listings are updated every 15 minutes from the Cayo Costa MLS.

Cayo Costa Florida Homes for Sale

Cayo Costa Florida Homes for Sale

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